Golden Rule Health Insurance Reviews

Golden Rule health insurance policies vary in availability, restrictions, and benefits according to the state that you live in. Examples of current plan types include HSA (health savings accounts), copay (locked-in copay rates for a predetermined term length), prescription benefits (as an add-on feature),  and ‘catastrophic’ (useful for individuals who want low premiums, and can afford to pay for minor medical expenses out-of-pocket). To view specific plan options and see if you qualify for a tax deduction (and other benefits), use the quote tool on the UnitedHealthcare website. You can also speak with a licensed representative by calling 1-800-273-8115 or 1-(866) 568-4830. Use the tutorial below to learn how to get a free quote on the website. How to Get a Quote Step 1 – Begin by going to the UnitedHealthcare homepage (URL: https://www.uhone.com/). Step 2 – Click the ‘Get Quote’ button as outlined below. Step 3 – Enter your ZIP code. Step 4 – Select the gender, date of birth, and tobacco-use levels for you/other applicants. Step 5 – Click ‘View Plans’ Step 6 – You can adjust the results by increasing the coverage levels or selecting specific deductible amounts. Press the ‘Details’ button next to a plan to view specific coverage/benefits information. The ‘Plan Benefits, Exclusions, and Limitations’ link under each policy/plan provides a detailed analysis of that plan. If you want to enroll in a policy, click the ‘Apply’ button to be taken to the online application form. To talk with a representative regarding your available policies, call 1-(866)-568-4830.

Golden Rule health insurance plans are issued by UnitedHealthcare. This means that policyholders use the UnitedHealthcare website to access their health insurance policy online. Benefits of having an online account include 24/7 access to policy details (coverage amounts, benefits, etc.), claim information, and more. Policyholders can also access plan/policy details via the mobile app (official iOS and Android app download links at the top of the page). Learn how to sign in, register a new account, and begin the claims process in the guides posted below. How to Log In Step 1 – Go to https://www.uhone.com/ Note: You can also click the ‘Login’ button at the top of this page to load the homepage (it’s best to right-click and load the link in a new window so you can follow along with the guide). Step 2 – Press ‘Customers’ in the menu outlined below. Step 3 – Click ‘Login.’ The main sign-in page will load.   Step 4 – Enter your username and password into the form on the right side of the page, and then click the ‘Sign In’ button. Note: You may be asked to verify your identity before gaining access to your account.  Forgot Password – On the main sign-in page, press the ‘Forgot username/password’ link. Enter your policy number, first name, last name, and date of birth. Hit ‘Next.’ After verifying your identity, you will be able to reset your account password. Enroll in Online Access Step 1 – Press ‘Register Now’ on the main sign-in page. Step 2 – Agree to the terms/conditions. Step 3 – Enter your ID number, date of birth, first name, and last name. Click ‘Next.’ Step 4 – Create your login credentials (username, password, etc.). Make a Claim Step 1 – Go to the forms page to download the appropriate claim form (forms are state and policy-specific). The claims department fax number is 1-801-478-7581. Note: if you have specific questions regarding the claims process, contact the Golden Rule/UnitedHealthcare customer service department at 1-800-657-8205.