MetLife Life Insurance Reviews

There are several ways to get a free MetLife life insurance quote: online through the website, over the phone (), in-person at a local office (click here to search for offices by ZIP code), via the mobile apps (official iOS and Android download links at the top of this page), or by requesting an agent contact you. MetLife offers four major types of plans: term life, guaranteed acceptance whole life, whole life, and universal life. Each plan has different sub-plans that vary in coverage amounts, restrictions, benefits, etc. Guaranteed acceptance policies are available to qualifying applicants ages 50 to 75. The coverage lasts for the lifetime of the policyholder, but coverage amounts are rather small ($2,000 to 25,000). The ‘Level Term Life’ plan provides higher coverage amounts (over $100,000), and is available in term lengths ranging from 10 to 30 years. There are numerous different policy types, and the aforementioned plans are just examples of some of the specific coverages/terms currently available. Use the quick-guide below to earn how to use the online rate quote tool. How to Get a Quote Step 1 – Start by going to the homepage in a new browser tab/window (URL: https://www.metlife.com). Note: Right-click the ‘Quote’ link at the top of this page and load the link in a new window/tab. Step 2 – Select your state and date of birth from the drop-down lists in the form as outlined below. Select your gender. Step 3 – Choose a coverage amount. Step 4 – Select a term length, and whether or not you’re a tobacco user. Select your general level of health. Step 5 – Click the ‘See Your Quote’ button. Step 6 – Your rate estimate will load. To apply for a policy, enter your first name, last name, email address, and phone number into the form at the bottom of the page. Click ‘Continue.’ Follow the on-page instructions to complete your application.

Current MetLife life insurance policyholders can access their policy online (24/7) by creating an account on the MetLife website. Benefits of having an online account include round the clock access to policy information, the ability to submit payments online/update billing details, as well as make claims and view updates. Use the guides below to learn how to log in, create a new account, as well as report a life/death claim. Note: You can also access policy details on your smartphone via the Android/iOS mobile apps (official download links at the top of the page). How to Log In Step 1 – You can go directly to the login page by clicking here (link opens in a new window). Step 2 – Enter your username and password into the appropriate input fields. Click the ‘Log In’ button.   Forgot Password – Press the ‘Forgot username/password’ link under the login form. Enter your email address into the input field, and then solve the captcha/math problem to verify that you’re a human (and not a spam bot). Click ‘Next’ to continue. Note: You can get account help by calling 1-866-363-8669 (available 8:00 AM to 11:00 PM Monday through Friday). Enroll in Online Access Step 1 – Click the ‘Register’ link in the login form. Step 2 – Select ‘Account purchased directly from MetLife’ to access the individual policyholder registration page. Step 3 – Enter the following details into the form: First name Last name Date of birth Social security number Email address Phone number Step 4 – Complete the captcha and then hit ‘Next.’ Step 5 – Create your login credentials (user ID, password, etc.). Make a Claim Step 1 – To file a claim over the phone call 1-800-638-5000. Note: Go to the life insurance claims page to download the .PDF claim form. If you log in to your account, you can find local agent contact details (they will be able to help you file your claim). Related Life Insurance Articles Life Insurance Tips