Mutual of Omaha Life Insurance Reviews

Mutual of Omaha is headquartered out of Omaha, Nebraska and provides both individuals and businesses with various types of insurance products/services. Some of the individual products offered by Omaha include medicare supplement, life, long-term care, critical illness, and disability insurance policies. The company was founded in 1909 and has since become one of the nation’s leading insurance/financial services companies. Learn how to manage your policy online by going to the “Login” page (click the link on this page).

Mutual of Omaha Life Insurance Login | Make a Payment

There are numerous benefits to registering a Mutual of Omaha Life Insurance policy online. Once you’re signed up for online access you will be able to view your account summary, policy benefits/coverages, review claims, pay bills, and print out ID cards. Follow the instructions below to learn how to create and access your online account. Mutual of Omaha login How to Log In Step 1 – Start by going to the homepage (http://www.mutualofomaha.com/). Step 2 – Press the login button to go to the main login page. Step 3 – Enter your username/email address and password. Forgot Username/Password – Click the “I Forgot” link on the sign-in page. Enter your username/email address. After verifying your identity you’ll be able to reset the password. Enroll in Online Access Step 1 – Go to the main login page and then press the “Sign Up” link. Step 2 – Fill in your policy/coverage ID number, date of birth, and last four digits of your social security number. Press the continue button. Step 3 – Create your username/password. File a Claim Step 1 – Call the life policy claim line at 888-493-6902. If the policy you need to file a claim for was purchased through an agent, contact that agent. Make a Payment Step 1 – Payments can be made online by logging into your account. You can also arrange payments through your agent. Mutual of Omaha Life Insurance Company Review Mutual of Omaha began in 1909 as Mutual Benefit Health & Accident Association and changed its name to Mutual of Omaha Insurance Company in 1950. It was founded by Dr. C.C. and his wife, Mabel Criss while Dr. C.C. was a medical student at Creighton University in Omaha. It offers a broad portfolio of life insurance products, medicare supplement insurance, and employer-based plans. Its home office remains in Omaha, Nebraska. Mutual of Omaha is a Fortune 500 company with over a century of commitment to helping customers through their life journey by providing expert advice and quality products through every stage of life.  Types of Plans Offered by Mutual of Omaha Life The life insurance plans offered by Mutual of Omaha fall into three distinct types of life insurance plans: Term Life, Whole Life, and Universal Life.  Mutual of Omaha Life Insurance Prices There are many factors that affect life insurance premiums. Length of term, amount of coverage, age and gender of insured, health and family history, smoking, hobbies and occupation are all determining factors in qualification and premium determination for life insurance. Mutual of Omaha has a wide range of policies to suit everyone. US News and World Report ranked Mutual of Omaha as one of the most affordable life insurance companies in its recent article. How much life insurance do I need?  The amount of life insurance each person needs is determined by your age, financial strength, and the particular needs of your family. Mutual of Omaha has online tools that can help you determine your individual needs and professional agents who can guide you and customize your policy for you and your family.  Mutual of Omaha Life Insurance Pros and Cons Mutual of Omaha has a long history of financial strength and a wide variety of product offerings. A Whole Life offering without a medical exam is available and offers low coverage minimum options, while other options include over $1 million in death benefits and flexible options to grow with you. A wide variety of riders means you can customize your policy for your family’s needs.  Many policies require purchase through an agent, which may or may not be convenient to you. You can locate an agent through their online search or call 800-775-6000. Mutual of Omaha does not currently offer a mobile app to view policies or self-service. They do have a Customer Access portal where many functions can be completed.  FAQ How good is Mutual of Omaha life insurance? Mutual of Omaha has earned strong ratings from A.M. Best, Moody’s, and S&P Global. These are some of the largest and most respected rating agencies. This means Mutual of Omaha has the financial strength to be around for the long haul and to pay claims on their policies. In addition, Mutual of Omaha ranked #5 in J.D. Power’s 2020 study of overall customer satisfaction.  How do I cancel a Mutual of Omaha life insurance policy? There are several options for canceling your Mutual of Omaha life insurance policy. Options will be specifically listed in the original policy contract. However, below are a few convenient ways to cancel your Mutual of Omaha policy. By phone: By mail: By fax: Where can I contact Mutual of Omaha? You can contact Mutual of Omaha through their toll-free number 800-775-6000. You can also request a call-back with their online link to avoid hold times. A 24/7 automated phone system is available for making payments and requesting policy status, values, due date, and payment amount.  For many transactions, you can manage your policy and account online through their self-service customer access option. Examples of self-service features include updating personal and billing information, making payments, changing payment options, and reviewing your policies.  Can I make a payment online with Mutual of Omaha? You can make a payment online through Mutual of Omaha’s Customer Access online portal. You can log in here, or register for Customer Access. For your security, in order to register you will need your policy or coverage ID number, policy owner’s or insured’s date of birth, and the last four digits of the social security number. Once you log in, there will be a variety of self-service options, including making a payment and the ability to view your policies.  Does Mutual of Omaha offer a 401K? Mutual of Omaha offers defined contribution plans, including 401K’s, defined benefit plans, and retirement income annuities. You can find out more about Mutual of Omaha’s retirement planning products and services, underwritten by United of Omaha Life Insurance Company, by calling their client services team at 888-917-7120, emailing

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