Use the quote form on the homepage to get a free Protective Life Insurance quote. Policy options are flexible and affordable, with numerous preformed plans available. Examples of some of the policy types offered by Protective include universal life, term life, and specialized universal life plans (custom choice, variable, and survivor). Term life policies are typically 10 to 30 years long (for the initial benefits period), after the initial benefits period has lapsed the premium rate will increase. Universal policies are designed to last a policyholder’s lifetime, and come with the option to adjust coverage levels and premiums. Learn more about the different types of policies that are available by going to this page (link opens in a separate browser window/tab). How to Get a Quote Step 1 – Go to the homepage () and then use the form on the right side of the page (outlined below) to begin the quote process. Note: You can also get a quote over the phone by calling 1-844-733-5433. Step 2 – Select your state, gender, coverage amount, tobacco usage level, and desired plan length. Enter your date of birth, height, and weight and then click the “Get Quote” button. Step 3 – Click the “Apply Now” link to fill out an online policy application. If you want to edit your quote, click the “Want to change your quote?” link. Step 4 – After filling out the online application form you will be contacted by a life insurance specialist to go over your policy/coverage options.