Current VSP policyholders can make payments, view policy details, print out ID cards, and perform other administrative tasks 24/7 by using the online policy management system. Vision claims can be filed online as well by signing in to their account. If you are not yet enrolled in online access, follow the steps in the below section to learn how to create an account. VSP login How to Log In Step 1 – Go to the main login page by clicking the link at the top of this page, or by entering www.vsp.com/log-in into your web browser. Step 2 – Enter your username and password, and then click ‘Log In’ to access your account. Forgot Password – If you do not know your login credentials, click the ‘Login using personal credentials’ link below the sign-in form. Enter your SSN or member ID into the first section, and then enter your first name, last name, and date of birth into the second section. Press ‘Continue’ to go to the next step. Continue to follow the on-screen instructions in order to gain access to your online account. Enroll in Online Access Step 1 – Starting from the main sign-in page, click the ‘Create an Account’ link on the right side of the page. The member registration page will load. Step 2 – Enter your social security number or member ID into the first section. Step 3 – Enter your first/last name, and then date of birth into the second section. Click ‘Continue’ to go to the next step (where you will create your username/password). Make a Claim Step 1 – Sign in to your account. Step 2 – Go to the ‘Claims & Reimbursement’ page. Step 3 – Fill out the claims form and submit it for processing. Note: Processing time varies, but typically takes around 10 business days to complete (from the initial processing to the reimbursement). The claims FAQ page can be viewed by clicking this link. VSP Insurance Review VSP is an eye insurance carrier that is not only the biggest one in the United States but also the only carrier that offers not-for-profit plans. Vision plans with VSP are high quality and very affordable, and their plans are accepted by over 36,000 providers that specialize in eye care. The company was founded in 1955 by a group of optometrists and it now has over 88 million members worldwide. The insurance offered is great for many people and their plans are especially beneficial for senior citizens since they have allowances that are high for both glasses as well as contacts. VSP has many additional benefits available to its members. These benefits kick in within one business day after you purchase a plan, include: Flexible options for the start date and payment options per month. An extensive network of doctors that are qualified. Access to unique offers and discounts for vision members. They offer plans that are affordable and can start for as little as $13 per month. They offer coverage for some enhancement of lenses. The VSP Individual plans are great for: People that want affordable vision care insurance – There are affordable plans, as little as $13 per month, and they have very low-cost co-pays, no matter what your budget, there is a VSP plan for you. People that would like to have customized frames for glasses – VSP offers light tinting and dark tinting, and everything in between they also have coatings that are anti-glare and ones that are scratch resistant. They can also show you the way to make your frames sturdier and more durable. People that want to see a doctor in the VSP network – In order to get the most benefit from your VSP plan it is best to see a doctor in the network. People having issues finding vision insurance in the state they live – VSP has fantastic overage across the United States, and they can be a great choice if you line in an area that does not have a lot of providers. People that need glasses – This is pretty basic, but with all VSP offers they are great for anyone that needs glasses or contacts. You will have an annual allowance and you can then use it for both glasses and contact lenses. On the VSP website you will see the VSP login where you can manage your policy as well as make payments on your premiums. Types of Coverage VSP Insurance Offers There are four plans that VSP eye insurance offers, which are: Standard EasyOptions Enhanced EyewearOnly 120 The most affordable plan is the Standard one which offers coverage for a yearly eye examination as well as basic styles of glasses as well as contact lenses. The plan also gives you the chance to upgrade to lenses that are progressive multi-focal, as well as tinting (from light to dark), these upgrades come with an additional cost. The EasyOptions plan and Enhanced plan can be more beneficial if you want to have lenses on your glasses with further enhancements, or if you want tinted lenses. The EasyOptions plan also has a higher allowance for frames, as well as contact lenses. For lenses that are progressive multi-focal, or tinting that is light to dark there is no additional fee. The Enhanced plan might be a good fit for you if you want lenses that are more premium and that have anti-glare, are scratch resistant, and have special coatings to protect from impact. The EyewearOnly 120 plan is best suited for people that simply want to get new glasses or contact lenses and have a prescription. For this plan there is no need for a medical examination. There are some VSP members that can get an annual exam through the health insurance that they have but do not have vision coverage for glasses or contacts that are prescribed, this plan is for those customers. There are many VSP benefits, however, VSP vision insurance does not cover costs for eye surgeries or other vision therapies. These things are covered by health insurance plans and are not
