Free Zander life insurance quotes are available online 24/7 via the website. There are two coverage options available to applicants – universal term and term life. You can learn more about the universal term product by following this link. If you need help with the quote process, call customer service at 1-800-356-4282 or send an email to [email protected]. How to Get a Quote Step 1 – Starting on the homepage, click on the ‘Instant Term Life Quote’ as shown below. Step 2 – You will be redirected to the instant quote page. You will be required to fill in the quote form to proceed. Enter your date of birth, gender, health class (you can read more on this by clicking on the ‘Guidelines’ link), zip code, coverage amount, term length, name, phone number and email address. Click on the ‘View Quote’ button to proceed. Step 3 – View your quote from providers available in your area. The quotes are arranged starting with the cheapest. You can make changes to the amount, term, and payment plan at the top of the page to determine the effect on the quote. NOTE: The quote is not a binding contract for a life policy. The premium quoted may be higher or lower once you choose to apply with any of the listed providers.