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Free Citizens Property Insurance Quote

Citizens Property Insurance is a non-profit company that was created by the Florida Legislature. It only offers policies to personal and commercial customers who are not able to obtain property insurance through a private company. Specifically, Citizens can only write a new policy if the customer is not eligible to obtain coverage via a private insurer, or the premiums charged by private insurers (approved by the State of Florida) are higher than 15% when compared to the current premiums offered by Citizens. Because of the somewhat complicated eligibility requirements, only agents licensed to work with Citizens can approve/purchase new policies. The guide below provides a general overview of how to find an agent, as well as how to determine if your property is eligible for a wind-only policy.

How to Get a Quote

Step 1 – Review the policy eligibility guidelines on this page.

Step 2 – Use the form on the right side of the page (outlined in red below) to find an agent in your city. Enter one of the following variables: agent’s first name, last name, your ZIP code, or county.


Step 3 – Click the arrow button to load the results page. Agent names will be displayed, along with an address of their office location, and email addresses/phone numbers.


Determine Wind-Only Eligibility – On the ‘Get a Policy’ page (link above/at the top of the page). Scroll down until you see the ‘Wind-Only’ form. Enter your property’s street address, city, and ZIP code. Click the arrow button to see if your property qualifies for a wind-only policy.


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This piece of writing has been crafted using scientific evidence and has been composed and verified by our knowledgeable specialists team. Our group of certified nutritionists and dietitians endeavors to maintain impartiality, honesty, and to provide a comprehensive perspective on the issue at hand. Additionally, the article includes scientific citations, indicated by clickable links, which lead to peer-reviewed research papers.


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