Free Costco Health Insurance Quote

Follow the instructions posted below to learn how you can get a free Costco Health Insurance quote. Custom rates are available to individuals/families as well as small or large businesses (group plans). Due to the Affordable Healthcare Act, the majority of individual plans cannot be enrolled in* until a “open enrollment period” (typically 1-2 times per year). You may still search for plans to review costs, coverages, etc. however you will not be able to purchase/enroll.

*You may purchase/enroll in a health plan if you qualify for an exemption (known as a “qualifying life event”). Example of qualifying life events include losing coverage, change in your permanent residence, change in household size, etc.

How to Get a Quote

Step 1 – Go to the main Costco quote site (

Step 2 – Select whether you want to view individual, small business, or large business plans.


Step 3 – If you are viewing plans outside of an open enrollment period, you will need to select a qualifying event from the drop-down list, or select “I do not have a qualifying event but would like to window shop for plans.”


Step 4 – Enter the desired effective date of the policy, your ZIP code, county of residence, costco membership number, and whether or not you want to see if you qualify for a government subsidy. Hit the next button to go to the next section.

Step 5 – Enter your first/last name, who you would like to cover (yourself, yourself/spouse, etc.), gender, date of birth, if you use tobacco products or not, your email address, and your phone number.


Step 6 – After entering all of the required details you will be able to view your custom rate.