Golden Rule health insurance policies vary in availability, restrictions, and benefits according to the state that you live in. Examples of current plan types include HSA (health savings accounts), copay (locked-in copay rates for a predetermined term length), prescription benefits (as an add-on feature), and ‘catastrophic’ (useful for individuals who want low premiums, and can afford to pay for minor medical expenses out-of-pocket). To view specific plan options and see if you qualify for a tax deduction (and other benefits), use the quote tool on the UnitedHealthcare website. You can also speak with a licensed representative by calling 1-800-273-8115 or 1-(866) 568-4830. Use the tutorial below to learn how to get a free quote on the website.
How to Get a Quote
Step 1 – Begin by going to the UnitedHealthcare homepage (URL: https://www.uhone.com/).
Step 2 – Click the ‘Get Quote’ button as outlined below.
Step 3 – Enter your ZIP code.
Step 4 – Select the gender, date of birth, and tobacco-use levels for you/other applicants.
Step 5 – Click ‘View Plans’
Step 6 – You can adjust the results by increasing the coverage levels or selecting specific deductible amounts. Press the ‘Details’ button next to a plan to view specific coverage/benefits information. The ‘Plan Benefits, Exclusions, and Limitations’ link under each policy/plan provides a detailed analysis of that plan. If you want to enroll in a policy, click the ‘Apply’ button to be taken to the online application form. To talk with a representative regarding your available policies, call 1-(866)-568-4830.