There are several ways to get a free MetLife life insurance quote: online through the website, over the phone (), in-person at a local office (click here to search for offices by ZIP code), via the mobile apps (official iOS and Android download links at the top of this page), or by requesting an agent contact you. MetLife offers four major types of plans: term life, guaranteed acceptance whole life, whole life, and universal life. Each plan has different sub-plans that vary in coverage amounts, restrictions, benefits, etc. Guaranteed acceptance policies are available to qualifying applicants ages 50 to 75. The coverage lasts for the lifetime of the policyholder, but coverage amounts are rather small ($2,000 to 25,000). The ‘Level Term Life’ plan provides higher coverage amounts (over $100,000), and is available in term lengths ranging from 10 to 30 years. There are numerous different policy types, and the aforementioned plans are just examples of some of the specific coverages/terms currently available. Use the quick-guide below to earn how to use the online rate quote tool.
Step 1 – Start by going to the homepage in a new browser tab/window (URL: https://www.metlife.com).
Note: Right-click the ‘Quote’ link at the top of this page and load the link in a new window/tab.
Step 2 – Select your state and date of birth from the drop-down lists in the form as outlined below. Select your gender.
Step 3 – Choose a coverage amount.
Step 4 – Select a term length, and whether or not you’re a tobacco user. Select your general level of health.
Step 5 – Click the ‘See Your Quote’ button.
Step 6 – Your rate estimate will load. To apply for a policy, enter your first name, last name, email address, and phone number into the form at the bottom of the page. Click ‘Continue.’ Follow the on-page instructions to complete your application.