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Hagerty Auto Insurance Login | Make a Payment

Active policyholders can view, download, and print various Hagerty auto insurance policy details by signing in to their online account. Payments (both one-time and recurring) can also be set up/sent via the online account area. Claims can be filed without logging in, however the process will be much faster if your sign in to your account. Use the guides below to learn how to sign in, register a new account, and file a claim.

Hagerty Insurance login 

How to Log In

Step 1 – Start the sign-in process by going to the Hagerty homepage (

Step 2 – Once there, press the ‘Account Management’ button located at the top of the page. You will be taken to the account login page.


Step 3 – Enter your account’s email address and password into the input fields, and then click the ‘Continue’ link at the bottom of the page.


Note: Depending on your security settings, you may be required to verify your identity by answering security verification questions. 

Forgot Password – On the login page, click the link at the bottom titled ‘Forgot Your Password?’ Enter your email address (user ID) and click ‘Submit.’ Follow the on-screen instructions to continue/finish the password reset process.


Enroll in Online Access

Step 1 – On the main sign-in page, click the ‘Register’ button at the top of the page, or the ‘Create Account’ link near the bottom. You will be transferred to the account creation page.


Step 2 – Select a user ID (email address) and password. Enter these details, and then click ‘Register.’


Make a Claim

You can file a claim online by signing in to your account. If your claim is urgent, you should call the dedicated claims line at 1(800)-922-4050. You can also email the claims department at this address: [email protected]

Step 1 – To file a claim without signing in to your account, go to this page.


Step 2 – Enter the following information into the form:

  • Full name
  • Best contact number
  • Policy number
  • Name of policyholder
  • Date of accident
  • Time that accident occurred
  • Year, make, model of vehicle
  • VIN (last four numbers)
  • City where accident took place
  • State where accident took place
  • Short description of accident

Step 3 – Click the ‘Continue’ button to review your information, and submit the form for processing. After your form has been submitted, a representative will contact you (typically within one business day) to continue the claims process.

Hagerty Auto Insurance Review

Hagerty is an auto insurance carrier that specializes in classic cars, collectable cars, and other vehicles. They do not insure typical vehicles that other companies do and they have been offering insurance products since 1991. The company is all about people that love older and collectable vehicles and they offer solid products at a competitive price. On the main website there is not only insurance information and a Hagerty insurance login to manage your policy, but also a lot of stories and videos aimed at car lovers. 

The types of vehicles that Hagerty insures are: 

  • Collector and classic cars 
  • 1980 and newer collector cars 
  • Collector trucks and SUVs 
  • Motorcycles and scooters 
  • Boats 
  • Motorsports vehicles 
  • High performance track days 
  • Modified cars 
  • Classic and antique tractors 
  • Collector military vehicles 
  • Retired commercial vehicles 

They also offer insurance products for: 

  • High value vehicle collection 
  • Business insurance (Car building and restoration insurance, Museum insurance, Dealership insurance, Storage facility insurance).

Types of Coverage Hagerty Auto Insurance Offers

Hagerty auto insurance is a niche provider but they still offer the basic types of coverage and many specialty products as well that will be touched on later. 

Here is the typical coverage available at Hagerty auto insurance: 

  • Liability – If there is an accident and you are at fault, this will help cover the costs for expenses for others injured. It will help pay for such things as loss of income, medical expenses, and expenses for a funeral. This coverage also covers costs for another person’s vehicle or property damage that you caused. 
  • Uninsured Motorist – This will help protect you if another person is at fault in an accident and they do not have insurance or not enough of it to cover the expenses that you have. 
  • Collision – This covers your vehicle if it is in an accident with an object or another vehicle. 
  • Comprehensive – This helps cover the cost of your vehicle if it is damaged by something that is not a collision such as natural disasters, damage from animals, or falling objects. 
  • Personal Injury Protection (PIP) – This can help with the costs of medical expenses and the loss of wages if there has been an accident that is covered and it does not matter who is at fault in the accident. 

Since Hagerty is a niche insurer, they use a type of Agreed Value coverage, which they refer to as Guaranteed Value coverage. With this type of coverage, Hagerty will use classic and collective car industry leading tools, that will come up with the true value of your vehicle. After that, you will work with them to come up with an agreed value policy where it guarantees you will be paid out the full value of your vehicle if it is totaled. 

Hagerty also offers: 

  • Spare parts coverage – This type of coverage protects your valuable tools, equipment, and spare parts needed to keep your classic or collectible vehicle running smoothly. 
  • Auto Show Medical Reimbursement – With this coverage, you can be reimbursed for some or all medical costs if you or a family member are injured at any type of auto show. 
  • Roadside assistance – This helps cover the costs if your car breaks down on the road and also covers other expenses such as changing a flat tire or helping you if you are locked out of your vehicle. 

Since Hagerty specializes in classic cars and collectable vehicles there are many other types of special policies. For example for the category of Motorsport vehicles they offer insurance for non-street legal race cars and motorcycles and street legal race cars as well as single event track day insurance and annual non-competition track insurance.

Hagerty Auto Insurance Prices

The prices of Hagerty auto insurance will depend on many things. However, considering a lot  of the vehicles that are covered are not ones that are for everyday use the website states their insurance is, on average, 36% less than other carriers. The price of the premiums that you will pay will be determined by such things as: 

  • The value of the vehicle 
  • How old it is 
  • Make and model 
  • What type of vehicle it is (they even insure tanks) 
  • If it is street legal 
  • If it has been modified 
  • If it needs special storage or travel options 

Considering Hagerty is a specialized insurer you can always call their customer service phone number of 877-922-9701 to get pricing information. You can also get that info as well by faxing them at 231-941-8227 or emailing them at [email protected]. On their site you can receive a quote and through the Hagerty login manage your policy and retrieve a quote as well as get pricing information. Also through the login on the site you can Hagerty insurance pay online. 

Hagerty Auto Insurance Discounts

Hagerty is not only a unique and specialized auto insurer but they are unlike other carriers as they do not offer driver discounts. Typically, insurance carriers will offer discounts for such things as good student, good driving record, and defensive driving course, to name just a few, but Hagerty does not offer those types of things. However, being an insurer for auto and classic vehicle enthusiasts, they do offer discounts for Hagerty Drivers Club members on purchasing things from companies that cater to them. 

Some of the discounts available from other companies’ products are: 

  • 20% off racing programs from Skip Barber
  • 20% off coolant products from Evans Coolant
  • 35% off your first month of PetrolBox
  • Members save 15% off books, apparel, prints, and more from Carpe Viam
  • Save 20% off Antigravity Batteries specialty products

Hagerty Auto Insurance Pros and Cons


  • Solid insurance for classic and collective vehicles 
  • Less expensive than typical auto insurance 
  • Insures vehicles that other carriers do not 
  • Ton of information available for classic and collectible vehicle enthusiasts 
  • No mileage limitations for pleasure driving of the occasional manner 
  • Solid customer reviews 


  • Niche insurance provider 
  • Lack of discounts 
  • Rigid imitations on how coverage can be used


How does Hagerty Insurance Work?

Hagerty is a niche insurance carrier that covers classic and collectible vehicles as well as other types of vehicles. They use the Guaranteed Value coverage for vehicles using the latest tools in the industry to come up with the true value of your vehicle. Then they go from there, working with you to come up with a policy and a price of the premiums. They also other specialized types of insurance as well and just a few of them are: 

  • Auto Show Medical Reimbursement
  • Single event track day insurance
  • Annual non-competition track insurance
  • Spare parts coverage 
  • Restoration insurance
  • Museum insurance
  • Dealership insurance
  • Storage facility insurance

Is Hagerty a niche insurance carrier? 

Yes, Hagerty is a niche insurance carrier that only has coverage for classic and collectible vehicles and other types of vehicles and they do not offer typical auto insurance. 

How do I sign in to Hagerty insurance?

To sign into the Hagerty insurance website and at the top right hand side of the screen you will see the Hagerty insurance login button where you can manage your policy and make payments.

How to make a payment with Hagerty insurance?

You can make a Hagerty com pay??? by calling the customer service phone number at 877-922-9701. You can also Hagerty pay online by logging into the Hagerty login and you can also make a payment through this link. 

 Is Hagerty Insurance full coverage?

Hagerty offers full coverage insurance policies including comprehensive, collision, and liability, as well as other specialized coverage.

What does Hagerty Classic Car Insurance Cover?

They cover:

  • Collector cars 
  • classic cars 
  • 1980 and newer collector cars 
  • Collector trucks and SUVs 
  • Motorcycles and scooters 
  • Boats 
  • Motorsports vehicles 
  • High performance track days 
  • Modified cars 
  • Classic and antique tractors 
  • Collector military vehicles 
  • Retired commercial vehicles 

Is Hagerty insurance cheap?

Compared to other types of auto insurance, Hagerty insurance is less expensive and on their website they state 36% cheaper than other carriers. The reason for this is that many of their policies cover vehicles that are not tailored for everyday use. 

How to make a claim with Hagerty insurance? 

You can make a claim with Hagerty insurance over the phone and online. In terms of claims over the phone the Hagerty insurance phone number is 800-385-0274. If you file a claim online you will have to use your Hagerty login and then fill out a form with the claim information and a representative will get back to you within one working day. There is also a claims fax number of 888-321-8020 and for any other claim info you can email [email protected].

What are Hagerty insurance’s working hours?

The working hours are different considering they offer insurance in the United States and Canada as well as in the United Kingdom.


Hagerty is a niche carrier that offers insurance policies for different types of vehicles such as classic cars, collectible cars, motorsport cars, and other more unique vehicles. Considering that many of the policies offered are for vehicles not in everyday use, it is cheaper than other carriers. While there are few discounts, the company offers many specialized insurance products and you can take care of Hagerty pay my bill online???. The company has had solid insurance reviews and the reputation of the carrier is a good one. 

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insurance Editor
insurance Editor
Our editor admin of, a website that provides comprehensive reviews of insurance companies and products. He has over 10 years of experience in the insurance industry, and he is passionate about helping consumers find the best insurance for their needs.

Our editor admin of, a website that provides comprehensive reviews of insurance companies and products. He has over 10 years of experience in the insurance industry, and he is passionate about helping consumers find the best insurance for their needs.

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