Lincoln Financial Life Insurance Login | Make a Payment

Register for a Lincoln Financial Insurance online account to gain access to your life insurance policy details, make payments, update contact information, and request policy/plan changes. Once you’re signed up for online access you will be able to enroll for EFT (electronic funds transfer) payments. If you need to make a claim you can do so by calling the claims department, your financial advisor, or by filling out the online form (more details provided in the claims section near the bottom of this page).

Lincoln Financial login

How to Log In

Step 1 – On any page of the LF website hover over the “Login / Register” link in the upper-right corner (outlined below).

Step 2 – Enter your username into the input field and then hit the “log in” button. After filling in your password and completing any required security verification(s) you will be able to access your policy.


Forgot Username – Click the “forgot username” link within the sign-in form. Enter your email address and then complete the word verification. Click the submit button. You will be sent your username via email.


Enroll in Online Access

Step 1 – Hover over the login/register link and then press the “register” button.


Step 2 – Select the type of policy/account you will be creating (e.g. life insurance).


Step 3 – Fill in the last four digits of your social security number, date of birth, and then complete the word verification.


Step 4 – After your account has been located you will be able to create a username/password.

File a Claim

Step 1 – Report a claim by calling the claims line at (800-487-1485 extension #4), or by filling out the form on this page.

Step 2 – Enter your name, relationship to insured, address, city, state, ZIP, phone numbers, email address, and then the insured’s personal information (name, address, date of birth, date of death, etc.). Select if the insured had additional policies or not, and then click the submit button at the bottom of the form to submit the claim report.


Make a Payment

Step 1 – Review your current billing details and sign up for EFT payments by signing into your online account. If you want to speak with your financial advisor (or find one in your area) then go to this page.

Lincoln Financial Life Insurance Review

Lincoln Financial is an insurance carrier that offers term and universal, permanent, life insurance policies. The company was established in 1905 when they received permission from Abraham Lincoln’s son to use the Lincoln name and likeness. They offer extensive coverage options at a competitive price, also the company has a great reputation so you don’t have to worry about struggling through the claims process. Through the Lincoln Financial Group you can also manage your retirement account, as well as plan for your financial future. 

It is quick and easy to get a quote and make a claim with Lincoln Financial insurance, on their website you can use the Lincoln Financial login to manage your policy. 

Types of Coverage Lincoln Financial Life Insurance Offers

Lincoln life insurance offers term and universal types of coverage options. Let’s take a look at what the Lincoln National Life Insurance Company policies offer. 

Term Life Insurance 

The Lincoln Heritage Life Insurance Company offers the term life options of the Lincoln TermAccel Level Term as well as Lincoln LifeElements Level Term. The policies are: 

Also, for Lincoln Benefit Life Insurance term policies: 

You can apply for the term life policies over the phone after an interview. The application is then processed electronically for approval if it is the case where a medical examination is not required. 

Universal Lincoln Life Insurance 

The Lincoln National Life Insurance Company offers quite a few universal policies that you need to check in terms of where you live, as not all of them are offered in every state. 

The universal policies are: 

Also, for Lincoln Life universal policies: 

Lincoln Financial Life Insurance Prices

Lincoln Financial Life Insurance offers their coverage at a competitive price and the price what you pay for your premiums will depend on the few things, which are: 

You can also receive pricing information using your Lincoln Life login. Also, you can get this info by calling the Lincoln Life Insurance phone number of 800-487-1485

(Mon-Fri 8:00 a.m.-6:00 p.m.) and through live chat on this page

Lincoln Financial Life Insurance Discounts

There are insurance companies that give discounts for bundling policies, but Lincoln Life is not one of them. There are various factors where you can pay less for policies, but the company does not offer discounts on their life insurance policies. 

Lincoln Financial Life Insurance Pros and Cons




How do I check my Lincoln financial claim status?

You can check your claim status through the Lincoln advisor login and you can call for claims at 877-275-5462. 

How to make a claim with Lincoln Life Insurance?

You can make a claim calling 877-275-5642 as well as online through the Lincoln i-claim process on this page

What are the nearest Lincoln Financial Life Insurance providers near me?

You can use the tool on this page to find  Lincoln financial life insurance providers near you. 

What is Lincoln’s Life Insurance phone number?

The main Lincoln life insurance customer service phone number is 800-487-1485. 

Is Lincoln Financial a good life insurance company?

Yes. They have a good reputation for offering term and universal life insurance polices. Their products are at a competitive price, they offer many coverage options, and the company is financially stable and has been around the block established in 1905. 

How long does it take to get a check from Lincoln Financial?

It can take up to 8 weeks to receive a check if you give all of the documents that are required. It can take longer if there is more documentation needed later on. 

Does Lincoln Financial Life Insurance offer a Roth IRA?

Yes. Lincoln Financial offers a Roth IRA, but you will have to meet specific meet income requirements


Lincoln Financial Life Insurance is an established and reputable life insurance carrier that offers term life and universal life coverage. The prices for coverage are affordable and many of the polices allow you to accrue cash value. The Lincoln Life customer service department is a solid one and you can do many things online through a Lincoln Life login. It is easy to not only get a quote and make a claim but also to find a Lincoln Financial agent that can help you find the best coverage for your situation.