Fidelity Life Insurance Reviews

Use the quote tool on the FLA website to get a free Fidelity Life Insurance quote. There are six policies/plans that can be purchased: rapid decision life, rapid decision express, rapid decision senior life/whole life, rapid decision final expense, rapid decision guaranteed issue, and accidental death benefit. Rapid decision life is a term policy that can provide benefits up to $1,000,000 (to qualified applicants). Rapid decision express is designed for people ages 18-65 and provides policyholders with benefits ranging from $50,000 to $250,000. The senior life/whole life policy option is designed for seniors (ages 50-85), offers flexible policy coverages and can provide up to $150,000 in benefits. The final expense plan is a permanent (whole life) policy that provides up to $35,000 in final expense coverage. More detailed information regarding each plan can be obtained by getting in touch with a local agent or by going to this page. How to Get a Quote Step 1 – Go to the homepage and click the “Get a Quote” link (in the upper left corner of the page – or in the center of the page as outlined below). Step 2 – Select your level of nicotine use, gender, and then enter your ZIP code/date of birth. Click the “See my quote” button to view your instant rate. Note: The online quote tool does not provide a detailed rate. Contact an agent to discuss all of your policy options and to receive a customized rate.

Fidelity Life Insurance does not currently have an online policy management tool. If you’re a current policyholder wondering how to pay your bill, make changes to your policy, or file a claim, read the instructions in the sections below. How to Make a Payment Step 1 – Payments can be made via credit/debit card or electronic funds transfer. Premiums can be paid on a monthly, quarterly, semi-annual, or annual basis. If you want to make changes to your payment method/details, you need to contact your independent agent or get in touch with FLA’s customer service line (800-369-3990). Note: In order to set up or change your payment method you may need to fill out the “premium payment option” which can be found on the service forms page (link opens in a new window/tab). File a Claim Step 1 – Go to the claim forms page here and then select your/the policyholder’s state of residence from the list of options. Step 2 – Download the form and then print it out. Enter the following information into the form: Policy number Decedent information (name, residence, date of birth, place of death, date/cause/manner of death) Beneficiary/claimant information Payment of fund (single sum, installment) Step 3 – The death claim form must be notarized before it can be submitted for processing. After the form has been received by FLA you will be contacted by a representative.