New York Life Insurance Reviews

New York Life is one of the largest insurance companies in the world, and the largest life insurance provider in the United States. The company was founded in 1845 and is headquartered out of New York City, NY. Several different forms of life insurance plans are offered to qualifying customers, including term, whole, universal, and variable policies. Detailed policy information, as well as instructions on how to get a free rate quote, can be viewed via the links on this page.

Free New York Life Insurance Quote

You can get a free New York Life insurance estimate online by using the term life insurance quote tool. You can also request a quote by submitting your personal information online. When you submit your request, you will be contacted by a local agent to discuss policy options and go over available plans. There are four main products offered by New York Life: term, whole, universal, and variable. Go to the main life insurance page here (link will open in a new browser tab/window) to learn about the differences between these policy types. If you’re wondering how much life insurance you need, use the calculator on this page to find out. The guide below details how to get an online estimate/request a quote. How to Get a Quote Step 1 – Start by going to the homepage (www.newyorklife.com). Step 2 – Move your mouse over the ‘Products’ tab. Step 3 – Click the ‘Get Started’  link. Step 4 – Select your state from the drop-down list. Enter your birth date, and then select a coverage amount and term length. Select whether or not you have used tobacco products within the past 12 months, and then select your ‘health rating’ from the drop-down list. Select your gender, and then click ‘Get Your Estimate’ to view your free custom rate estimate. Request a Consultation – If you want to request a consultation with an agent, use the form on the main insurance page (here). Enter your first/last name, street address, city, state, ZIP, phone number, email address, and date of birth. Click ‘Submit,’ and a representative will be in touch with you to discuss policy options that are available to you.

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New York Life Insurance Login | Make a Payment

Register for a New York Life online account to make payments 24/7, report a claim, and gain access to policy information (statements, coverage/personal details). The guides below demonstrate how to sign in to your account, how to create a new account, as well as how to report a death claim. New York Life Login How to Log In Step 1 – Go to www.newyorklife.com Step 2 – Point your mouse over the ‘My Account’ tab (outlined in red below). Step 3 – Enter your username and password. Click ‘Sign In.’ Forgot Password – If you do not know your account’s password, click the ‘Can’t Access Your Account?’ link in the login form. You will be taken to the lost password tool. Enter your last name, last four digits of your social security number, policy number, and date of birth. Click ‘Continue’ to go to the next step and reset your password. Enroll in Online Access Step 1 – On the homepage login form, press the ‘I am a new user’ button. Step 2 – Click the ‘New User’ link to be load the registration page. Step 3 – Enter your last name, social security number (last four digits), account/policy number, and date of birth. Click ‘Continue.’ Step 4 – Enter any required information, and then create your username/password. Make a Claim Step 1 – Report a death claim on this page (link will open in a new tab/window). Step 2 – Enter up to three policies in the first section, and hit ‘Check Policy’ to validate. Step 3 – Enter the deceased’s first name, last name, social security number, date of birth, date of death, and cause of death (select from drop-down list). Click ‘Next.’ Review the information, enter any required information, and then submit your request. You should be contacted within one business day by a licensed representative. New York Life Insurance Review New York Life Insurance is a company that has been around since 1841 and they are the third biggest life insurance company in America. They offer solid life insurance products at a competitive price and were the first US insurance carrier that offered women insurance products at the same costs as men. Not only is New York Life Insurance a very reputable name but you know they are financially stable, since according to Wikipedia, they rank 71st on the Forbes 500 list in terms of overall revenue.  The company has had very solid insurance reviews from some of the top rating companies and on the NY Life website there is a New York Life login where you can easily manage your policy/policies as well as pay your premiums.  Types of Coverage New York Life Offers New York Life insurance has several options when it comes to life insurance coverage. There are 10 different policies available, and you can customize them to give you extra benefits.  Term Life Insurance  Term life insurance allows you to choose how long you want coverage for and the terms are typically 10 and 20 years. As long as you have coverage you will pay premiums and if you pass away during the term a beneficiary will receive the benefits. There are two New York Life Insurance term policies, which are:  For term life insurance the coverage starts at $10,000 and it is available for people up to 75 years old. The riders, which are often called extensions, give extra benefits and for term life coverage the riders are:  Whole Life Insurance  Whole life coverage not only gives you lifetime protection but other various benefits as well. You are guaranteed a benefit of the policy in terms of overall life insurance and over time the policy will increase in cash value. The three whole life insurance offers from New York Life Insurance are:  For Whole Life insurance the coverage starts at $10,000 and it is available for people up to 90 years old. The riders available are:  Universal Life Insurance  Universal life insurance is for people that would rather have long-term protection rather than cash value in their policy. This type of coverage has a longer time for being covered and offers more flexibility than policies for Whole Life insurance. The four Universal options that New York Life Insurance Offers are:  The universal life insurance policies have lifetime periods of coverage, start at $10,000, have a premium that is level but a term of payment you can customize, and come with a death benefit that is tax free. The riders for the Universal policies are: The riders especially for the Variable Universal life insurance are:  New York Life Insurance Prices New York Life Insurance has very competitive prices for their insurance products and some of the basic types of coverage are very inexpensive. One of the nice things about many of the options is the availability for you to set the premiums in what you can pay and the type of coverage that you want. The prices of the policies will differ depending on the type of coverage you want, your age, and your current health status. If you have any questions about prices for New York Life Insurance policy you can call the New York Life phone number at 1-800-225-5695 (1-212-576-6600 toll number alternative). You can also get pricing info online through the website using the New York life insurance login.  New York Life Insurance Discounts The discounts you can receive will have to deal with your specific healthy situation. The healthier you are, the less you can pay for premiums. Pre-existing health conditions will increase the price of premiums.  New York Life Insurance Pros and Cons Pros  Cons  FAQ’s Is New York life a good life insurance company? New York Life Insurance is a very good company that has been around for nearly 180 years and is the third largest life insurance carrier in the United States. They are very financially stable, offer a wide range of life insurance policies at competitive prices, and have a top-notch customer service department.  New York Life Insurance Phone Number? The New York Life Insurance phone number

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