Gerber Life Insurance Login | Make a Payment

Oversee and manage your Gerber life insurance policy online from ‘eService,’ Gerber’s online account management system. Payments can also be made and set up from eService as well. Other features include the ability to update billing information, contact details, and view or print out important policy/billing documents. Policies can also be managed via telephone by calling the 24/7 account management line (1-800-285-7706). Use the guides below to learn how to sign in, register a new account, reset your password, and file a claim.

Gerber Life Insurance Login

How to Log In

Step 1 – Starting from the homepage (click the link at the top of this page, or go to, press the ‘eService Login’ link that’s located in the menu at the top of the page.


Step 2 – In the form that drops down, enter your user ID and password, and then press ‘Log into eService.’


Forgot Password – To reset your password, click the ‘password’ link under the login form to be taken to the reset form. Enter your user ID into the input field and click the ‘Send Email’ button to have a password reset link sent to your account’s email address. After receiving the reset email, you will be required to verify your identity (by providing policy details) in order to complete the password reset process.


Enroll in Online Access

Step 1 – Click the eService link on the homepage, and then press the ‘Enroll Now’ link.

Step 2 – Once on the registration page, you will be prompted to enter personal/policy details. In the first section, enter your policy number, date of birth, email address, and postal/ZIP code. Then select a username and password and enter them into the input fields under the ‘Login Information’ section. Agree to the terms and conditions, and then press the ‘Continue’ link to go to the next step.


Step 3 – Follow the on-screen instructions to finish the account creation process.

Make a Claim

Step 1 – To make a life insurance claim with Gerber, you need to call 1-800-628-0560 (available from 8:00 AM to 9:00 PM Monday through Friday, and from 9:00 AM to 5:00 PM on Saturdays).

Note: Go to the ‘Claims Center’ page (located here) to view more detailed information regarding the claims process, as well as mailing address details.

Gerber Life Insurance Company Review

Gerber Life Insurance company was founded in 1967 and they offer life insurance at competitive prices. They are a great carrier for families that are on a limited budget and are a member of the reputable Western & Southern Financial Group. They offer life insurance products for people of all ages and they even insure seniors and people with pre-existing medical conditions.

On the Gerber Life Insurance company website, there is the Gerber Life Insurance login where you can retrieve information about the policy you have and make changes to it and also make payments. Gerber life insurance for adults is a great choice for reliable coverage.

Gerber Life Insurance Plans

Here are the plans that Gerber Live Insurance offers:

Grow-Up Plan – This is a simple plan which can be very advantageous to your child. The plan is for children from 14 days old to 14 years and you can get the plan for as little as one dollar a week. Lifetime insurance protection for your child is the crux of the Grow-Up Plan and it starts at $5,000.

Term Life Insurance Plan – This is a great option at an affordable price that can help young families have solid protection for their financial future. You get to pick the amount of the coverage ($100,000-$300,000) as well as the timeframe (10,20, or 30 years). It is very easy to apply for this plan and in many cases, there is no medical exam needed. The coverage will depend on various health questions.
Whole Insurance Plan – This is a plan where you can get protection for life which also increases in value. There is no fixed duration in the Whole Insurance Plan and as long as you continue paying for your premiums, you are covered for life. Typically, there is no need for a medical examination and the coverage will depend on health questions.\

Guaranteed Life Insurance – This plan gives you full life insurance coverage and can help you cover the costs of such things as medical bills, burial expenses, and debt that is unpaid at time of passing. Life insurance is guaranteed in this plan for people 50-80 years old and regardless of medical history. The value of the policy increases over time and if you need to you can even borrow from it.

Accident Protection Insurance – This offers you a cash payout of up to $100,000 if there is a death by accident as well as coverage for an injury that leads to disability. After applying for this plan, which is available for people between the ages of 19 and 69, you are guaranteed acceptance and the premium rate will never be raised and it does not matter what age you are or your health.

The College Plan – This is an endowment life insurance policy where there is a guarantee of financial growth while being protected with adult life insurance. You get to choose how much money you can afford monthly to set aside. If you pay your premiums you are guaranteed between $10,000 and $150,000 for expenses for college or for any other thing you want to use the money for. If it is the case that you pass away before the cash benefit, then if your child is your beneficiary they will still get the cash benefit.

Gerber Life Young Adult Plan – This plan is the same as the Grow-Up Plan but for young adults that are between the ages of 15-17 years old. The main difference between the two plans is that the Young Adult plan is more expensive.

Gerber Life Insurance Prices

As stated before Gerber Life Insurance offers several types of plans for affordable life insurance. For term insurance and whole life insurance you will be required to have a medical screening. The price of what you pay will then depend on your health. The healthier you are, the less your premiums will be. The rates will also depend on how old you are and your health habits. You should be aware that the risk factor that is the most expensive is if you are a smoker. Medical issues that decrease your life expectancy will make your premiums more expensive. Some of these conditions include:

Gerber Life Insurance Discounts

The discounts you receive from Gerber Life Insurance policies will depend on you. Again the healthier you are and the younger you are, the less expensive it will be for the cost of the coverage. You can also get a discount if you pay your premiums through automatic payments.

Gerber life insurance Customer Services

There are reliable Gerber Life customer services and they can be reached via e-mail, phone, and fax. They also have a physical address at Gerber Life Insurance Co., 445 State Street, Fremont, MI 49412. The Gerber life insurance phone number is 1-800-704-2180 and the working hours are:

The Gerber life insurance company fax number is 231-928-3078.


How to use Gerber Life Insurance login?

On the main Gerber Life Insurance company website, there is not only a Gerber login for people that are members or want to sign up to receive a quote, but there is also a Gerber Life Agent Portal login. You can login by clicking on the eService Login link.

What does Gerber e-service offer?

When you login you will input your username or email and your password and then you can see your policy. You can make changes to it as well as make payments through the Gerber Life login as well. When you want to receive a quote you will have to give information such as your gender, age, state, and if you are a smoker.

What is Gerber Life Insurance phone number?

The main Gerber Life Insurance phone number is 1-800-704-2180 and the working hours are Monday through Friday 8am – 7pm (ET) and Saturday 9am – 5pm (ET). There are also individual numbers if you are interested in a specific plan. They are:

Does Gerber Life Insurance offer adult coverage and when does it start?

Gerber life insurance for adults is available and the age of when it starts will depend on the plan. For example, for the Guaranteed Life Insurance plan it starts at 50 years of age while for the Accident Protection Insurance it starts at 19 years of age.

How can I contact Gerber Life Insurance customer service?

You can contact the Gerber Life Insurance customer service via e-mail, phone, snail mail, and fax. There are also specific phone numbers for the specific plans and you can see those just above and by clicking HERE as well.

What is “cash value”?

Cash value is a feature associated with whole life insurance. The cash value of the policy that you have is the amount of money that is accumulated when the Gerber Life Insurance company puts aside every single time you pay for your premium. The cash value will increase the longer that you have a Gerber insurance policy. Your policy’s cash value as well as the policy itself will never expire.

Can Gerber Life cancel my policy?

No, Gerber Life Insurance cannot cancel your policy as long as you keep up with paying your premiums. You are the only person that can cancel your existing policy.

How to apply for Gerber Life Insurance?

You can apply for Gerber Life Insurance over the phone, e-mail, or through the Gerber eService login. The first thing you need to do is figure out what type of coverage that you want and you can get that information from the Gerber Life Insurance Company. You can also get a free quote for a policy through the Gerber eService login after entering the required information. Once you know what you want and how much your policy will cost, you can make your first payment and then rest easy knowing you have great insurance coverage.


The Gerber Life Insurance company is a reliable one that has a reputable name and has been offering insurance products since 1967. They offer affordable insurance and are one of the better carriers for younger families that are on a budget. Moreover, they offer insurance for many types of people. It is very easy to get information, as the Gerber Life Insurance customer services department is top-notch to say the least. Getting a quote is quick and easy and through the Gerber e-service login it is a snap to manage the policy you hold. No matter what type of life insurance coverage you are looking for Gerber Life Insurance can help you out.