There are numerous benefits of having an Allstate flood insurance policy; a higher level of asset protection for you and your family, as well as the knowledge that in the event of a flood (which is the number one natural disaster in the United States), your property will be fully insured. The majority of property/homeowners plans do not include flood coverage, which is why it is important to open a separate policy. Specific coverages include building (the structure of your property/house), contents (your personal belongings both inside and outside the house), and replacement cost (provides aid for the cost of replacing/repairing your house). Use the links on this page to access more information, contact a local agent, or get a free quote.