Obtain a free Banner Life Insurance quote online for both term and universal life policies. Available term lengths range from 10, 15, 20, 25, and 30 years. Term life customers can switch to a universal plan at any time during their term (as long as it is within the guaranteed level premium period). The universal plan is the ideal option if you need long-term insurance. One of the key featues of purchasing a universal plan is the ability to pay a “level premium,” which ensures that your policy will always protect you in the future (if the economy changes). Learn more about all of Banner’s policy features by going to this page. Follow the instructions below to learn how to get a free quote on the website. How to Get a Quote Step 1 – Click here to go to the main quote page. Step 2 – Enter the following details into the form: Date of birth Gender Height/weight ZIP code If you have smoked cigarettes or used other nicotine products Select your overall level of health Select a preset amount of coverage or enter in a custom amount Select a term length Select whether or not you’re currently insured Step 3 – Click the “Show Me” button at the bottom of the form to view your custom rate information.