Globe life insurance policyholders can access and manage their policies 24/7 using the eService Center. Users can make payments, review policy details, view premium payments and update their mailing address. It is not clear what payment options are available for members. To find out this and more information about their products, send them an email here or call 1-800-654-5433. Globe Life insurance login How to Login Step 1 – Visit the homepage of the website and click on ‘customer login’ at the top of the page. Step 2 – You will be redirected to the eService Center login page. Enter your email address and password then click ‘Login’. Forgot Password – If you have forgotten your password, enter your email address on the eService Center login page and click on ‘click here’ just below the email field. Enroll in Online Access Step 1 – Go to the insurer’s website and click on ‘customer login’ at the top of the page. Step 2 – On the next page, click on ‘register now’ as shown below. Step 3 – Create your login information. Enter your email and password then click ‘Continue’. Step 4 – Enter your policy number, last name, and date of birth. Click ‘submit’ to complete the enrollment process. Make a Claim There is not much information on the company’s website about filing a claim. However, customers can call customer service toll-free at 1-844-875-7684 to find out how to go about it. While the company does have an online policy management service dubbed eService, it is also not clear whether claims can be filed through it. Globe Life Insurance Review Globe Life is an insurance carrier that offers solid life insurance to their customers. Established in 1900, the company has been around a while. Their main goal is to help people secure their financial future. They offer policies for both adults and children and a very wide range of benefits for accidental deaths. The life insurance and supplemental health insurance are easy to get, as there is no medical exam needed and they have a yes/no application. On the Globe Life website they state, “You and your family will always be our highest priority.” The company can be reached 24/7 by phone, online, and you can schedule an appointment with an agent. The insurance products offered are for a competitive price and you can purchase policies over the phone, online, or by snail mail. On the site there is a Globe Life insurance policy login link where you can manage your policy/policies and make payments for premiums. Types of Coverage that Globe Life Insurance Offers The types of coverage that Globe Life insurance offers are in the categories of Life Insurance, Supplemental Health, and Children’s Life. Life insurance Products: Term Life Insurance Whole Life Insurance Final Expense Insurance Accidental Death Insurance Mortgage Protection Insurance Supplemental Health Products: Cancer Insurance ICU Insurance Critical Illness Insurance Hospital Insurance Accident Insurance Children’s Life Product: Children’s Life Insurance Both policies for term insurance and whole life insurance are seen as insurance for final expenses and that means that the payouts that are more limited are more advantageous for covering costs for end-of-life rather than replacing income. There is no medical examination needed for whole life insurance with a simple application. However, there will be health questions that you are required to answer and considering there is limited underwriting the benefits for death are also limited as well. However, this can be solid coverage for final expenses. Typically, the costs of a funereal will be around $10,000 and the company gives payouts from $5,000-$50,000 and usually they will come in increments of $10,000. For the death benefit the cash value is not added. However, it will increase with a rate that is guaranteed over time. You have the choice to borrow money against the policy you have or fully give it up. For the Globe Life term insurance there is also no medical examination needed and there are not many death benefits. You have the option to buy term insurance for: $5,000 $10,000 $20,000 $30,000 $50,000 $100,000 Globe Life states that they have premiums that are level for the policy’s full term, so the coverage is only for five years. The policyholders are placed in a 5-year age bracket and when the first term comes to an end you will move up in the age bracket and each time you renew the policy you will pay more for the premiums. The accidental death insurance benefit is up to $250,000. It will go up 5% annually in the policy’s initial five years or until you turn 70 years old whatever comes first. If you are between 18 and 69 years of age you are guaranteed to receive accidental death insurance. This type of coverage pays a claim that is in the set definition of accidental death, so a car crash or motorcycle accident would fall under these parameters while death from sickness or long illness, like cancer, would not. There are additional payout opportunities depending on the way that you pass away, which are: A parent’s accidental death Accidental death while being in a vehicle Accidental death being a passenger on a commercial airline Suffering paralysis Suffering dismemberment Globe Life Insurance Prices As stated before Globe Life insurance offers competitive prices for their insurance products. The healthier you are the less you will pay in premiums. The cost will also depend on the coverage that you want and if you want to add things to your policy. They are one of the better companies when it comes to affordable insurance options without having to go through a medical examination. On the website you can receive a quote and through the Global Life login you can retrieve a saved quote. Globe Life Insurance Pros and Cons Pros Cons FAQ’s What is the Customer Service Department Like at Globe life insurance? Globe Life has solid 24/7 customer service and
